Our Process
Analyze
Our process begins with a quick, introductory phone call with our advisor, Cary. During the initial conversation, we ask a few key questions to better understand your overall financial situation and how we can best serve you. The phone call is always complimentary.
Next, we complete an hour long, in-person or video conference meeting. At this point, we gather the information necessary to fully analyze your current financial position. Our discussion revolves around your short-term and long-term goals, helping us to understand what’s most important to you. During this meeting, we also prepare a personal financial statement, which is used to track your net worth, assist with retirement planning, and facilitate risk management.
Plan
During the planning stage, we use a variety of financial planning tools to develop a customized financial plan tailored to your specific goals. Your plan will be based on your assets, liabilities, cash flow needs, risk tolerance, and time horizon. Since your plan is a roadmap, it can be regularly adjusted to meet life’s inevitable changes. A good plan should provide you with a sense of peace and security—this is what we want for you!
There is a one-time fee of $500 for the development of your financial plan. All planning fees will be waived if we manage your investment assets in the amount of $150,000 or greater.
Implement
In the implementation stage, the strategies from the previously developed financial plan—which includes risk management, portfolio management, tax planning, cash flow, and estate planning—are executed.
We believe it is extremely important to be in contact with you on a consistent basis so that we might keep you informed and on track regarding your personal financial goals. Our systematic review process allows you to make us aware of any changes in your financial situation so that we may make any adjustments that are deemed necessary.
Once we begin managing your assets, we initiate rollovers, transfers, and consolidations of retirement assets and investment accounts, as well as service your accounts through beneficiary changes, distributions, et cetera. In this stage, we continue the process to ensure you meet your financial goals.